Benfield has developed exposure accumulation models and mapping techniques which can flag dangerous concentrations of risk to people and property

Recent developments on the world stage have thrown the risk of kidnap and terrorism into sharp relief. While these threats are far from new, they need superior exposure analysis if they are to be cost effectively reinsured.

Where it is permissible to buy kidnap and ransom cover, such products can provide invaluable support for corporations. However, such portfolios need to be expertly assessed to protect against potential accumulations for kidnap, detention, extortion, highjack and ransom.

Similarly on the terrorism side assessing the true nature of exposures is essential if underwriters are to make informed decisions on the business they write and benefit from competitive reinsurance pricing.

Accordingly, Benfield has developed proprietary exposure accumulation models and mapping techniques which, when used together with leading terrorism catastrophe models, can flag dangerous concentrations of risk.

EXPECT enables our analysts to assess individual portfolios for peak maximum exposure and accumulations within specific policies and locations, so enabling a company's overall potential for terrorism losses to be measured.

In addition, in the area of riots, strikes and malicious damage, our team takes a leading role in the formation of industry standards as well as in the placement, and settlement of policies.